WPF Investment

Investment

Reliable Income. Real Estate Security. A Smarter Way to Grow Your Wealth with Western Pacific Funds.

WPF Investment operates as a mortgage investment corporation (MIC) in accordance with Section 130.1 of the Income Tax Act. A MIC is structured to enable individuals to invest in a diversified pool of secured mortgages. Quarterly earnings are distributed to shareholders in the form of dividends, which are treated as interest income. As long as the company retains its MIC status, it will not be subject to corporate income tax on regular revenues.

WPF Investment is a fully integrated mortgage lending company that offers alternative investment options eligible for Registered Retirement Savings Plan (RRSP), Registered Retirement Income Fund (RRIF), Registered Education Savings Plan (RESP), First Home Savings Account (FHSA) and Tax-Free Savings Account (TFSA) investments.

Established in 2014, WPF Investment is led by principals and management with extensive experience in sourcing, underwriting, and managing mortgages secured by both residential and commercial real estate. Over the years, WPF Investment Inc. has consistently delivered steady and balanced returns to its investors. We take pride in the trust and confidence placed in us by our investors and are always open to welcoming new investors to join our fund.

WPF Investment complies with the legislation and regulations of the BC Financial Services Authority pertaining to lending activities. Additionally, WPF Investment adheres to the legislation and regulations set forth by the British Columbia Securities Commission for capital raising and investment marketing.

Investment Information

Units of the trust can be held within various registered accounts, including TFSA, RRSP, RRIF, LIF, RESP, and LIRA. These accounts may be set up through Olympia Trust or Western Pacific Trust.

The investment opportunity described is available under an Offering Memorandum. In British Columbia, this allows most individuals to participate, provided they meet suitability requirements as assessed by Olympia Trust, Western Pacific Trust, or their representatives. Eligibility criteria may vary in other provinces or territories. Accredited and otherwise qualified investors are also invited to participate.

Please note: this summary is for informational purposes only. The full details are outlined in the Offering Memorandum, which all prospective investors are encouraged to read thoroughly in consultation with their financial or legal advisors. This document is not intended as a formal offer to sell securities.

Current Offering

Series A-3 Trust Units
In 2023, Series A-3 units delivered a return of 8.01%, based on reinvested dividends. For 2024, the projected return is between 8.75% and 9%*.

Series P – Preferred Trust Units
Designed for Institutional and Accredited Investors, Series P units offer priority distribution over Series A units. Returns are linked to Bank of Canada interest rates. For further details, please contact us directly.

WHY INVEST WITH WPF

Stable Income Through Real Estate-Backed Mortgages

Our investments are secured by Canadian real estate, offering a reliable and predictable income stream for investors.

Experienced Management Team

With decades of combined lending and investment expertise, our team is focused on capital preservation and consistent returns.

Attractive Historical Returns

Our Trust Units have delivered competitive returns—backed by a track record of steady performance, even in uncertain markets.

Registered Account Eligibility

Invest through your TFSA, RRSP, RRIF, RESP, LIRA, and more. Our Trust Units are eligible for a wide range of registered investment accounts.

Diversified Mortgage Portfolio

We lend across multiple property types and regions, reducing risk through diversification while maintaining strong lending standards.

Priority Return Options Available

Institutional and Accredited Investors can access Preferred Units, which offer priority returns tied to Bank of Canada yields.

Invest via Offering Memorandum

Investments are offered under an Offering Memorandum, making them accessible to a wide range of eligible investors—subject to suitability and regulatory requirements.

Trusted Custodianship

Hold your investment securely through registered custodians like Olympia Trust and Western Pacific Trust.

Minimum Investment in
Non-Registered Accounts
$ 0
Dividend Distribution on the 10th day in the first month of each quarter
0 th
Minimum Investment in
Registered Accounts
$ 0