Western Pacific Funds Investment
WPF Investment Inc. specializes in equity-based mortgages anchored by top-tier real estate within British Columbia.
- Trusted
- Experienced
- Transparent
Western Pacific Funds Investment Inc. is a mortgage investment and lending firm specializing in flexible, short-term financing solutions for borrowers who may not qualify with traditional lenders. Backed by Canadian real estate, our loans are tailored to meet the unique needs of each client with speed, efficiency, and care.
For investors, we offer access to a diversified portfolio of real estate-secured mortgages, managed by an experienced team focused on capital preservation and consistent returns.
Western Pacific Funds Investment
More about us
We are hands-on real estate investors guided by a capital preservation philosophy
WPF comprises a group of privately-owned mortgage trusts and land development companies. Our mortgage trusts focus on capital preservation while delivering consistent returns, investing our own capital alongside that of our investors.
Separately managed through a dedicated corporate division, our land development projects are long-term investments that we actively oversee and control to maximize value and mitigate risk.
Mortgage Trust Investing
Value of Loans Evaluated Annually: Approximately $600 million
Deals Funded: We fund approximately 1 out of every 9 deals we evaluate
Founder Investment: Over $4 million invested in our two mortgage trusts as subordinated capital
Focus on Residential Security: 90%
Portfolio Loan-to-Value (Approximate): 60%
Our mortgage investing journey began in the early 1960s, with a syndicate of family and friends gathered around a bridge table. When Johnathan McHarg passed the torch to his son Michael, he recognized that sourcing top-tier mortgages required a larger capital base.
Since then, WPF has grown to manage two mortgage trusts with over 450 investors. The first trust was launched in 2010, followed by the second in 2015. In both trusts, management and founders are actively invested.
To ensure alignment of interests, management and founder capital is treated on equal footing with investor capital, with one exception: $4 million of Michael McHarg’s capital is subordinate, meaning investors are paid before his investment.
Loans Funded Since Inception: Over $1 billion
Investor Accounts Across Mortgage Trusts: 200+
Years of Delivering Targeted Returns:
*13 years for WPF Mortgage Fund
*9 years for WPF Monthly Income Mortgage Trust
Mortgages
We collaborate closely with an exclusive network of brokers, strengthening these partnerships to ensure they have the support to offer their clients alternative financing options whenever necessary.
Investors
For years, WPF Investment Inc. has consistently provided its investors with stable and dependable returns. We take pride in the trust and confidence our investors place in us and are always open to welcoming new investors to our family.
Team
Our team is comprised of seasoned professionals who collectively bring more than 30 years of expertise in diverse sectors, including real estate and finance.
Western Pacific Funds Investment
Real Estate
Development
Value of real estate under development: $470m
Acres of real estate under development: 356
Where we are currently investing: Kelowna, Edmonton and Cold Lake, Alberta.
